Shop in-store with a 0% interest payment plan

It’s never been easier to shop for your favourite things than with a 0% Interest Payment Plan through Gem Visa and Forty Winks.

Getting started

You can use your existing Gem Visa card, or apply now. You’ll get a response within 60 seconds, and if approved you can start shopping straight away. Alternatively, you can shop in store and apply while you’re there.

Buy the bedroom items you’ve always wanted. Furnish your room, get rid of your old lifeless mattress today at Forty Winks.

Don’t wait! Take the opportunity to buy the bedroom items you’ve always wanted, Interest Free*.


Apply now

Apply online or in-store and receive up to 40 months interest free* with GEM Visa and Forty Winks. You can use your existing Gem Visa card or Apply now for a new card.

1. Check that you are eligible.

2. Apply online - it takes less than 10 minutes

3. Get a response in 60 Seconds!

4. Once approved you can shop online or in store

Apply now

Need more information?

Visit your local Forty Winks store and our staff will be happy to discuss finance options with you. Find a store 

*Approved customers only. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145. Visit for details.