Get up to 40 months interest free at Forty Winks*

Upgrade your mattress, fit out the guest room for the Christmas visitors or get the kids a new bunk bed with a 0% Interest Payment Plan through Gem Visa and Forty Winks.  With Forty Winks and 0% interest it's easy to manage just about anything the holiday season can throw at you .

Shop in-store at any of Forty Winks 99 national locations with your Gem Visa

You can use your existing Gem Visa card to shop in store and get up to 40 months interest free.

Upgrade your bedroom suite, fit out the kids room or get that new mattress you so desperately need and pay off in equal monthly installments with zero interest, it's that easy.

A minimum spend of $1,500 applies to be eligible for 40 months interest free.
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Visit your local Forty Winks store and our staff will be happy to discuss finance options with you. 

Find a store near you 

Don't have a Gem Visa yet?  You can apply online and get a response in 60 seconds!.

*Approved customers only. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Not available on clearance items, not to be used in conjunction with any other offer or promotion.  A minimum spend of $1,500 applies to be eligible for up to 40 months interest free.  Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145. Visit for details.