Interest Free with Forty Winks

Getting started

You can use your existing Gem Visa card, or apply now. You’ll get a response within 60 seconds, and if approved you can start shopping straight away. Alternatively, you can shop in-store and apply while you’re there.

Eligibility

• You must be 18 years or over
• Be a permanent Australian resident

And able to supply: 

• A copy of your driver's licence, passport or proof of age
• Details of your income, assets and debts
• Employer's name and contact details

How to Apply 

Apply online or in-store and receive up to 40 months interest free* with GEM Visa and Forty Winks. You can use your existing Gem Visa card or apply for a new card.

1. Apply online or in-store. Check your eligibility and apply in less than 10 minutes. 

2. Wait a minute. You'll get a response in 60 seconds. 

3. Ready to shop.  Once approved, simply activate your card when it arrives in the mail. 
 

Need more information?

• Call or visit your local Forty Winks store and our staff will be happy to discuss finance options with you. Find your local store here.
• Visit gemvisa.com.au for more information. 

_{Terms & Conditions
*Approved customers only. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145. Visit gemvisa.com.au for details.}