Getting started
You can use your existing Gem Visa card, or
apply now. You’ll get a response within 60 seconds, and if approved you can start shopping straight away. Alternatively, you can shop in-store and apply while you’re there.
Eligibility
- You must be 18 years or over
- Be a permanent Australian resident
And able to supply:
- A copy of your driver's licence, passport or proof of age
- Details of your income, assets and debts
- Employer's name and contact details
How to Apply
Apply online or in-store and receive up to 40 months interest free* with GEM Visa and Forty Winks. You can use your existing Gem Visa card or apply for a new card.
1.
Apply online or in-store. Check your eligibility and apply in less than 10 minutes.
2.
Wait a minute. You'll get a response in 60 seconds.
3.
Ready to shop. Once approved, simply activate your card when it arrives in the mail.