Interest Free with Forty Winks

Don't wait for a great night's sleep! Shop in-store and get up to 40 Months Interest Free on payment plans through Latitude Gem Visa. Terms and conditions apply.

Getting Started

You can use your existing Latitude Gem Visa card, or apply now. You’ll get a response within 60 seconds, and if approved, you can start shopping straight away. Alternatively, you can shop in-store and apply while you’re there.


  • You must be 18 years or over
  • Be a permanent Australian resident

And able to supply:

  • A copy of your driver's licence, passport or proof of age
  • Details of your income, assets and debts
  • Employer's name and contact details

How to Apply

Apply online or in-store and receive up to 40 months interest free* with Latitude Gem Visa and Forty Winks. You can use your existing Latitude Gem Visa card or apply for a new card.

1. Apply online or in-store. Check your eligibility and apply in less than 10 minutes.

2. Wait a minute. You'll get a response in 60 seconds.

3. Ready to shop. Once approved, simply activate your card when it arrives in the mail.

Need more information?

*Approved customers only. Conditions, fees and charges apply. Minimum monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. At the end of the plan, interest will be charged at 24.99% p.a. Account service fee of $8.95 per month applies. This notice is given under the Latitude Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Credit is provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.