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Zip & Forty Winks

We're making it easier than ever for you to experience your best sleep. Zip Pay and Zip Money are now available online and in participating Forty Winks stores. This means you can get the mattress of your dreams or upgrade your bedroom furniture without any upfront costs. Experience comfort on your terms and enjoy the flexibility of purchasing at Forty Winks with Zip.

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Zip pay

ZIP Pay is now available online and in-store at Forty Winks for orders up to $1000.

  • Up to $1,000 credit limit.
  • Pay nothing today.
  • Always interest free^
  • Spread repayments over a month or longer.
  • $9.95/mth account fee or $0 if nothing owing.
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Zip Money

Zip Money is now available online and in-store at Forty Winks for orders over $1000.

  • Apply for $1,000-$15,000 credit limit.
  • Pay nothing today.
  • Up to 12 months interest free.* with Forty Winks
  • $9.95/mth account fee or %0 if nothing owing.
  • One off establishment fee up to $99 may apply.

^Zip Pay. Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence  Number 441878.

*Zip Money. Terms only available for purchases of $1 or more. Available for approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.