Latitude at Forty Winks

Visit a participating Forty Winks store and let your Sleep Advisor know you'd like to use Latitude Interest Free. Choose a plan that meets the minimum spend, verify with your Latitude account number and mobile phone, and complete your purchase in store. New to Latitude? You can apply in store and get a quick answer.

Yes. You can apply for a Latitude Gem Visa online before you shop, so you're ready to go when you find the right mattress. Once approved, you can use your card at Forty Winks in store or online. Interest-free payment plans are available in participating Forty Winks stores only. Online purchases are treated as general purchases at the card's standard rates.

Latitude interest-free payment plans are available in participating Forty Winks stores only. You can still use your Latitude Gem Visa online at fortywinks.com.au, but online purchases are charged as general purchases, not on an interest-free plan. To pay over time online, apply for a Latitude Gem Visa online or visit your Local Forty Winks store

Forty Winks offers Latitude interest-free payment plans of 6 months (minimum spend $500), 12 months ($750), 24 months ($999), 40 months ($2,000) and 50 months ($2,000). Plans are available on participating Latitude credit cards, in participating Forty Winks stores only.

Any balance left when your interest-free plan ends is charged interest at Latitude's expired plan rate, currently 29.99% p.a. (subject to change). Paying only the minimum monthly payment will not pay off the plan in time, so check your statement and plan your repayments to clear the balance before it ends.

Yes. A monthly credit card fee applies, currently $11.95 (subject to change). Late fees apply if you miss a payment, and interest may be charged on other purchases made on your Latitude credit card. Check the full rates and fees on the Latitude website before you apply.

Visit the Latitude Website for more information.

* Approved customers only using a Minimum Monthly Payment Plan. Monthly credit card fee applies, currently $11.95 (subject to change). Minimum spend applies to different plan term(s): minimum spend $500 for 6 months, $750 for 12 months, $999 for 24 months, $2,000 for 40 months and $2,000 for 50 months. Paying only the minimum monthly payments will not pay out the plan. After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.